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Choose the credit card that's best for you


Cash Rewards credit card

Cash Rewards

Earn unlimited 1.5% cash back on all purchases3.

 

New Account Bonus!

$200 Cash Bonus After $1,000 in Spend During First 90 Days4.

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Travel Rewards

Earn unlimited 2X points on all purchases1.

 

New Account Bonus!

35,000 Bonus Points After $1,500 in Spend During First 90 Days2.

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Lower Rate

Enjoy streamlined convenience
and savings with a low rate.

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Build or Rebuild Credit

Your path to a positive credit history.
Secure credit line with as little as $150.

Discover the benefits:


Low Rates

Our rates are very competitive compared to other credit cards in the market.

No Annual Fee

There's NO annual fee on any of our credit cards.

No Penalty APR

Your APR will not increase due to a single late or missed payment.

Tap to Pay

Contactless payments are secure, and faster than inserting or swiping your card.

FREE Credit Monitoring

With SavvyMoney®, track your credit score and receive notifications regarding changes to your credit report.

Special Offers

As a cardholder, you'll enjoy opportunities throughout the year for double points, rebates, special promotional rate and more!

ZTB can help you manage finances digitally

Manage Your Card in Digital Banking!

  • Online Balance Transfers: Save by easily transferring balances from high-rate credit card accounts.
  • Add Authorized Users to your account.
  • Block/Unblock Card: Misplaced your card? Place a temporary freeze on the account and unblock instantly.
  • Purchase Alerts: Receive real-time account notifications for transactions on your credit card.
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  • Disclosure

    ​​​​​​​​​​​​​​

    1Earn 2 points per dollar on all net qualifying purchase transactions (purchases less credits, returns and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

     

    2Offer only available on new accounts, open on or after 4/1/22. You will receive 35,000 CURewards bonus points upon making purchases totaling at least $1,500 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the bonus points. After qualifying, please allow 6-8 weeks for the rewards to post to the rewards balance.

     

    3You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

     

    4Offer only available on new accounts, open on or after 4/1/22. You will receive $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.

     

    Visa® and Visa Signature® are registered trademarks of Visa International Service Association and used under license.

     

    SavvyMoney® is a registered trademark of SavvyMoney, Inc.


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