Wealth Management
Careful, strategic planning across multiple aspects of your financial life is vital.
We get to know you, and take the time to hear you.
For high net-worth individuals, ZTB Wealth Advisors offers a
customized, comprehensive wealth management plan to meet your highly specialized
objectives.
With our strategic financial planning process, we take into account your needs so you can
maximize your assets today and ensure your legacy later. We recommend asset managers for you and
your specific needs and work closely with you to select the appropriate products for your highly
individualized objectives.
Our Approach
Our team will help develop a financial plan that moves you closer to your goals and dreams.
Broad Based Planning
We’ll help you define your goals, understand
your options, and proactively work alongside you to develop your financial
plan.
Retirement Planning
We can provide personalized advice and help create a plan based on how close or far you may be from retirement.
Insurance
We offer a variety of insurance options and coverage to help meet your needs.
Investments
Review: Your goals, objectives and risk tolerance.
Develop: Customized investment program that helps your money work for you.
Determine: Investments to reach financial objectives with comfortable degree of risk.
Monitor: Your investments to ensure they align with your goals and financial situation.
Onward: Continue to look for new opportunities that fit your needs.
Digital Wealth Management
A self-service channel that allows you to develop an account, choose
investments
and actively manage your portfolio on an ongoing basis.
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Disclosure
For detailed information, including Form ADV Parts 1, 2, 2b, 3 (Form CRS), and Appendix 1 (Wrap Brochures) visit the SEC website
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates (CA Insurance License #0518721 or 0B91442). Investment advisory services are offered through BCU Wealth Advisors, LLC, a registered investment advisor and separate entity from LPL Financial. ZTB Wealth Advisors, LLC is a wholly-owned subsidiary of BCU. BCU is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using ZTB Wealth Advisors, and may also be employees of BCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, ZTB or ZTB Wealth Advisors. Advisory services, securities, and insurance offered through ZTB Wealth Advisors, LLC, LPL Financial or its affiliates are:
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Not Insured by NCUA or Any Other Government Agency
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Not Credit Union Guaranteed
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Not Credit Union Deposits or Obligations
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May Lose Value
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase products or services to persons outside of the United States. This website is not to be directly or indirectly interpreted as a solicitation of investment advisory services to residents of a jurisdiction unless the firm is notice-filed, registered or is eligible for exemption from notice-filing or registration in that jurisdiction. The contents of this webpage are not to be copied, quoted, excerpted or distributed without express written permission of the firm. Nothing on this webpage is intended as legal, accounting, or tax advice, and is for informational purposes only.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. -